Tired of Paying So Much for Health Insurance? There May Be Another Way
How I Saved Thousands on Healthcare Costs and Why We're Sharing This Alternative at CrossFit Winter Park
If you've looked at your health insurance premiums lately, you probably haven't been too happy with what you've seen.
Between rising monthly premiums, high deductibles, and increasing out-of-pocket costs, healthcare has become a significant expense for individuals and families, even those who have insurance through their employers.
At CrossFit Winter Park, we've been offering our members access to CommunityCare through our partnership with the CrossFit Medical Society for the past two years. It's a different approach to paying for healthcare, and one that I've personally been using since January 2025.
Since making the switch, I've saved thousands of dollars in healthcare costs. Jenn and Heather have had positive experiences as well, which is why we continue to share this option with our members. Please come talk with us if you have any questions!
What Is CommunityCare?
CommunityCare is a healthcare crowdfunding membership powered by CrowdHealth. It's important to understand that CommunityCare is not health insurance.
Instead of paying traditional insurance premiums, members pay a monthly membership fee and contribute toward eligible healthcare expenses incurred by others in the community.
When you need medical care, you work with a personal Care Advocate who can help you find providers, negotiate medical bills, and navigate the process of submitting eligible expenses for crowdfunding.
It's a different model, but one designed to give members more transparency and control over their healthcare spending.
What Does CommunityCare Include?
CommunityCare isn't just about helping with large medical bills. It also provides resources designed to support preventive care and everyday health needs.
Membership includes:
- Access to virtual primary and urgent care
- Virtual mental health support
- $199 annually toward a comprehensive blood work panel
- Up to $300 toward an annual wellness visit
- Prescription discount programs
- Personal Care Advocates to help navigate healthcare decisions and negotiate medical bills
- The ability to submit eligible larger medical expenses for community crowdfunding
One of the things I appreciate about CommunityCare is the emphasis on being proactive about your health rather than only addressing problems after they occur. That's very much in line with what we believe at CrossFit Winter Park.
How Much Does CommunityCare Cost?
For 2027, CommunityCare has three primary financial components.
Monthly membership: $65 per person.
Monthly crowdfunding contributions: These vary depending on the community's healthcare expenses, with maximum monthly amounts of:
- $140 for individuals under 55
- $280 for individuals ages 55–64
- $420 for families of four or more
Member commitment: Generally, the first $500 of each eligible health event is your responsibility before additional eligible expenses can be submitted for crowdfunding. Some types of care have different requirements.
Unlike a traditional insurance premium, the crowdfunding contribution can vary from month to month based on the actual needs of the community.
There is also an introductory offer of $99 per month for your first three months when enrolling through our CFWP referral link, subject to the program's terms.
Is CommunityCare Right for Everyone?
Not necessarily, and that's important to understand.
Because CommunityCare is not insurance, payment of medical bills is not guaranteed. Members remain responsible for their medical expenses, and certain conditions, treatments, and expenses may have restrictions or may not be eligible for crowdfunding.
Before making a change, it's important to understand how the program handles your particular healthcare needs, especially if you have ongoing medical conditions, expensive prescriptions, or anticipate significant medical expenses.
For some individuals and families, traditional health insurance may still be the better choice.
But for others, particularly those who are self-employed, own small businesses, or are paying significant amounts for traditional coverage, CommunityCare may be worth exploring.
Why We're Sharing This at CrossFit Winter Park
We've always believed that improving your health involves more than what happens during your workout. Exercise, nutrition, preventive care, and understanding your own health all play a role.
Through our partnership with the CrossFit Medical Society, we're able to introduce our members and their families to another healthcare option they might not otherwise know exists.
I've personally been using CommunityCare for nearly two years, and my experience has been extremely positive. I'm not suggesting everyone should cancel their health insurance and make the switch, but I do think it's worth understanding what alternatives are available. Especially when healthcare costs continue to rise.
Interested in Learning More?
If you're curious about CommunityCare or wondering how it compares with your current health insurance, we're happy to share our experiences and help point you in the right direction. Stop by the office or shoot us an EMAIL.
You can also schedule a free 15-minute call with a CommunityCare educator who can walk you through the program, explain the costs, and answer questions about your specific situation.
If you are ready to sign up, just use the link below:
CommunityCare is powered by CrowdHealth and is not health insurance. Medical expense crowdfunding is subject to membership guidelines and is not guaranteed. Pricing and promotional offers are based on information provided in November 2026 and may change.
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